COPD and Lung Health: Breathing Easier in Your Golden Years
Chronic obstructive pulmonary disease (COPD) is one of the most common conditions affecting older adults, and its impact on daily life can be significant.
Hart & Associates Insurance
Your Guide to
Medicare Options
Information, Plan options,
and No-Cost Enrollment Assistance
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at no cost and no obligation!
- Review your current benefits
- Explore additional benefits
- Explain your coverage options
- To speak with a licensed agent, call (586) 531-0501
Medicare Resources:
What You Need to Know
From Dollars to “Donuts”…
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We shop multiple carriers, help you to understand your options,
and find you the best plans and lowest premiums.
Frequently Asked Questions
How do I apply for Medicare?
How do I apply for a Medicare Advantage or Supplement Plan?
Can I apply for Medicare in person?
Can I get assistance applying for Medicare?
When should I apply for Medicare?
What if I missed my Initial Enrollment Period?
Are there penalties for enrolling late?
When do I get my Medicare card?
Testimonials
Here’s what our clients say about our service…
Bob Hart helped me when I didn’t know I needed it! I thought I was happy with my Medicare plan including the monthly cost. A friend recommended that I should see what else might be available. Bob reviewed my plan and compared it to a couple others that might better suit my needs and at no cost. I switched plans and couldn’t be…
Kimberly C.
Oak Park, MI
Bob Hart helped me when I didn’t know I needed it! I thought I was happy with my Medicare plan including the monthly cost. A friend recommended that I should see what else might be available. Bob reviewed my plan and compared it to a couple others that might better suit my needs and at no cost. I switched plans and couldn’t be happier!!!
Kimberly C.
Oak Park, MI
Bob helped me so much with improving my coverage and finding the plan that worked best for my needs. He took time to look up all of my Drs and prescriptions and make sure I was covered in every way. I have used my plan and put it to the test!! Two surgeries this year and many tests and I have no complaints!! I recommend Bob to all my…
Jaclyn N.
Romeo, MI
Bob helped me so much with improving my coverage and finding the plan that worked best for my needs. He took time to look up all of my Drs and prescriptions and make sure I was covered in every way. I have used my plan and put it to the test!! Two surgeries this year and many tests and I have no complaints!! I recommend Bob to all my friends!! He is great to work with!!
Jaclyn N.
Romeo, MI
Thank you for helping me select the best Medicare and prescription plan to fit my medical needs. You have made a daunting process so much easier. Also, I appreciate you always being available to answer any questions or concerns I may have. I will recommend you to all my friends and family.
Dave B.
Sterling Heights, MI
Thank You for making the task of choosing the Medicare options clearer and less complicated for my husband and I. The enrollment process through you and your company alleviated much stress.
I will pass your name on to my Medicare enrollee friends!
Marian S.
Carsonville, MI
Bob Hart helped me understand and all my options, and then signed me up for the plan that was best for me.
Mark B.
Bloomfield Hills, MI
I’d like to thank Bob Hart for helping me navigate the complexities of Medicare enrollment, and explaining the options available to me. He tailored a solution specifically for me, and I couldn’t be happier.
Steve G.
Washington, MI
Bob helped me in selecting and enrolling in basic Medicare and parts C and D. Bob was very thorough in explaining different options and coverages. I was kept informed every step of the way, and all my questions were clearly answered. As a broker, Bob will find the best coverage and rates for your needs.
John D.
St. Clair Shores, MI
Articles and Information
Exploring Extra Help: Financial Assistance with Medicare Costs
For many Medicare beneficiaries, out-of-pocket healthcare expenses can add up quickly. Fortunately, the Extra Help program—also known as the Low-Income Subsidy (LIS)—offers financial assistance to eligible individuals to help cover Medicare prescription drug costs.
Heart-Healthy Tips to Help Manage Your Cholesterol
As we age, maintaining heart health becomes increasingly important. One of the key factors in preventing heart disease is managing cholesterol levels.
Medicare and Pre-Existing Conditions: Choosing the Right Plan
Medicare ensures that individuals with pre-existing conditions have access to healthcare, but choosing the right plan depends on your specific medical needs and financial situation.
Dental Health After 65: Protecting Your Teeth and Gums for a Lifetime
Poor dental health is linked to serious medical conditions, including heart disease, diabetes, and respiratory infections. Here’s what you need to know about protecting your teeth and gums after 65.
Medicare and Your Doctor: Ensuring Your Physician is in Network
Medicare Advantage networks can change yearly. Being proactive about confirming your doctor’s Medicare status helps you avoid surprises and ensures continuity of care without unnecessary expenses.
How Bereavement and Loneliness Can Impact Health
Loneliness, especially in older adults, can contribute to various health complications. Understanding the risks and finding ways to cope can help protect overall well-being.
Common Scams to Avoid When First Enrolling in Medicare
Scammers often target individuals who are new to Medicare, attempting to take advantage of their unfamiliarity with the process.
Tips for Maintaining a Healthy Heart as You Age
Cardiovascular diseases remain a leading cause of illness among older adults, but proactive steps can help maintain heart health.
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