Medicare for Couples: Why You Can’t Share a Plan
Medicare does not offer family or joint coverage. Each person must enroll separately and have their own plan.
Hart & Associates Insurance
Your Guide to
Medicare Options
Information, Plan options,
and No-Cost Enrollment Assistance
Get Free and Friendly
Medicare Help Now
Medicare enrollment assistance
at no cost and no obligation!
- Review your current benefits
- Explore additional benefits
- Explain your coverage options
- To speak with a licensed agent, call (586) 531-0501
Medicare Resources:
What You Need to Know
From Dollars to “Donuts”…
Allow Us to Save You Time and Money!
We shop multiple carriers, help you to understand your options,
and find you the best plans and lowest premiums.
Frequently Asked Questions
How do I apply for Medicare?
How do I apply for a Medicare Advantage or Supplement Plan?
Can I apply for Medicare in person?
Can I get assistance applying for Medicare?
When should I apply for Medicare?
What if I missed my Initial Enrollment Period?
Are there penalties for enrolling late?
When do I get my Medicare card?
Testimonials
Here’s what our clients say about our service…
Bob Hart helped me when I didn’t know I needed it! I thought I was happy with my Medicare plan including the monthly cost. A friend recommended that I should see what else might be available. Bob reviewed my plan and compared it to a couple others that might better suit my needs and at no cost. I switched plans and couldn’t be…
Kimberly C.
Oak Park, MI
Bob Hart helped me when I didn’t know I needed it! I thought I was happy with my Medicare plan including the monthly cost. A friend recommended that I should see what else might be available. Bob reviewed my plan and compared it to a couple others that might better suit my needs and at no cost. I switched plans and couldn’t be happier!!!
Kimberly C.
Oak Park, MI
Bob helped me so much with improving my coverage and finding the plan that worked best for my needs. He took time to look up all of my Drs and prescriptions and make sure I was covered in every way. I have used my plan and put it to the test!! Two surgeries this year and many tests and I have no complaints!! I recommend Bob to all my…
Jaclyn N.
Romeo, MI
Bob helped me so much with improving my coverage and finding the plan that worked best for my needs. He took time to look up all of my Drs and prescriptions and make sure I was covered in every way. I have used my plan and put it to the test!! Two surgeries this year and many tests and I have no complaints!! I recommend Bob to all my friends!! He is great to work with!!
Jaclyn N.
Romeo, MI
Thank you for helping me select the best Medicare and prescription plan to fit my medical needs. You have made a daunting process so much easier. Also, I appreciate you always being available to answer any questions or concerns I may have. I will recommend you to all my friends and family.
Dave B.
Sterling Heights, MI
Thank You for making the task of choosing the Medicare options clearer and less complicated for my husband and I. The enrollment process through you and your company alleviated much stress.
I will pass your name on to my Medicare enrollee friends!
Marian S.
Carsonville, MI
Bob Hart helped me understand and all my options, and then signed me up for the plan that was best for me.
Mark B.
Bloomfield Hills, MI
I’d like to thank Bob Hart for helping me navigate the complexities of Medicare enrollment, and explaining the options available to me. He tailored a solution specifically for me, and I couldn’t be happier.
Steve G.
Washington, MI
Bob helped me in selecting and enrolling in basic Medicare and parts C and D. Bob was very thorough in explaining different options and coverages. I was kept informed every step of the way, and all my questions were clearly answered. As a broker, Bob will find the best coverage and rates for your needs.
John D.
St. Clair Shores, MI
Articles and Information
Turning 65 Soon? What Happens If You Don’t Enroll in Medicare?
Your Medicare Initial Enrollment Period (IEP) begins three months before your 65th birthday, includes your birthday month, and extends three months after.
How Medicare Covers Specialty Care for “Invisible Illnesses” Like Fibromyalgia and Chronic Fatigue
For older adults navigating these chronic conditions, understanding how Medicare covers specialty care is an important part of managing long-term health.
What Happens If You Missed Medicare’s Annual Election Period?
The Annual Election Period has ended, so if you have questions, reach out to us. As licensed insurance agents, we will explain your current options.
Hearing Loss, Cognitive Decline, and What Medicare Will Cover
Hearing loss is often viewed as a normal part of aging, but recent research shows it can have a much larger impact on long-term health than many people realize.
Managing Multiple Specialists: How to Coordinate Care Without Losing Your Sanity
As we age or as health conditions become more complex, it is common to find yourself seeing several different medical specialists. Each plays an important role, yet managing all these moving parts can feel overwhelming.
What Medicare Beneficiaries Should Know If They Move
If you’re planning a move or have recently relocated, call us. We can help you review your Medicare options and make sure your coverage continues properly.
What Happens When Your Healthcare Needs Change Outside of Medicare’s Annual Election Period?
What can you do if these changes happen outside of the Medicare annual enrollment period? You have options available to you!
Medicare Advantage Open Enrollment: What You Can and Can’t Do
If you’re enrolled in a Medicare Advantage plan, the start of the year brings an important opportunity to make changes if your current coverage is not meeting your needs.
Join Our Newsletter List
Each month we deliver health tips straight to your email inbox. Try it, we think you’ll like it!
You can unsubscribe at any time.